Last modified: February 20, 2026
Finance AI, Inc. ("Finance AI," "Company," "we," "us," or "our") provides an AI-based personal financial intelligence service and related products, including through the website located at https://pfinance.ai (the "Site") and our mobile application(s) (the "App," and together with the Site, the "Service"). Our Service may include automated or semi-automated experiences sometimes referred to as "agents" ("Agents") that may generate or present information, insights, or other content.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service. Please read this Privacy Policy carefully. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT ACCESS THE SITE OR USE THE SERVICE.
We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the "Last modified" date of this Privacy Policy. Any changes or modifications will be effective immediately upon posting the updated Privacy Policy on the Site, and you waive the right to receive specific notice of each such change or modification.
You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Service after the date such revised Privacy Policy is posted.
We may collect information about you in a variety of ways. The information we may collect via the Service depends on the content and materials you use, and includes:
Demographic and other personally identifying information (such as your name, email address, and telephone number) that you voluntarily give to us when choosing to participate in various activities related to the Service, such as online chat and message boards. You are under no obligation to provide us with personal information of any kind, however your refusal to do so may prevent you from using certain features of the Service.
Financial information, such as data related to your payment method (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Service. We store only very limited, if any, financial information that we collect. Otherwise, all financial information is stored by our payment processor(s) and you are encouraged to review their privacy policy and contact them directly for responses to your questions.
User information from social networking sites, such as [Facebook, Google+, Instagram, Twitter, LinkedIn, etc.], including your name, your social network username, location, gender, birth date, email address, profile picture, and public data for contacts, if you connect your account to such social networks.
Device information, such as your mobile device ID, model, manufacturer, and information about the location of your device, if you access the Service from a mobile device.
Information from third parties, such as personal information or network friends, if you connect your account to the third party and grant the Service permission to access this information.
Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Service to:
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes, as permitted by law.
If you interact with other users of the Service, those users may see your name, profile photo, and descriptions of your activity, including sending invitations to other users, chatting with other users, liking posts, following blogs.
When you post comments, contributions or other content to the Service, your posts may be viewed by all users and may be publicly distributed outside the Service in perpetuity.
We may use third-party advertising companies to serve ads when you visit the Service. These companies may use information about your visits to the Service and other websites that are contained in web cookies in order to provide advertisements about goods and services of interest to you.
We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.
We may share your information with our business partners to offer you certain products, services or promotions.
We may share your information with advertisers and investors for the purpose of conducting general business analysis. We may also share your information with such third parties for marketing purposes, as permitted by law.
If we reorganize or sell all or a portion of our assets, undergo a merger, or are acquired by another entity, we may transfer your information to the successor entity. If we go out of business or enter bankruptcy, your information would be an asset transferred or acquired by a third party.
The Service may allow you to select, reserve, or claim a unique handle (e.g., "@name") and/or create or use an Agent associated with you. Handles (and certain related profile elements) may be visible to other users of the Service and, depending on your settings and how the Service is offered, may be publicly visible. For example, other users may be able to view your handle and basic profile information associated with it (such as a display name and profile image, if you provide one).
You should not choose a handle or provide profile information that you do not want others to see. We may also display your handle in connection with your interactions in the Service (for example, in user-to-user communications or community features, if offered).
We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Site and within the Service to help customize the Service and improve your experience. When you access the Site, your personal information is not collected through the use of tracking technology. Most browsers are set to accept cookies by default. You can remove or reject cookies, but be aware that such action could affect the availability and functionality of the Service.
Additionally, we may use third-party software to serve ads on the Site, implement email marketing campaigns, and manage other interactive marketing initiatives. This third-party software may use cookies or similar tracking technology to help manage and optimize your online experience with us.
We may also partner with selected third-party vendors, such as [Google Analytics], to allow tracking technologies and remarketing services on the Site through the use of first-party cookies and third-party cookies, to, among other things, analyze and track users' use of the Site, determine the popularity of certain content, and better understand online activity.
The Service may contain links to third-party websites and applications of interest, including advertisements and external services, that are not affiliated with us. Once you have used these links to leave the Service, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information.
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that no security measures are perfect or impenetrable.
We do not knowingly solicit information from or market to children under the age of 13. If you become aware of any data we have collected from children under age 13, please contact us using the contact information provided below.
Most web browsers and some mobile operating systems include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or other mechanisms that automatically communicate your choice not to be tracked online.
You may at any time review or change the information in your account or terminate your account by:
(1) Logging into your account settings and updating your account
(2) Contacting us using the contact information provided below
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with investigations, enforce our Terms, and/or comply with legal requirements.
If you no longer wish to receive correspondence, emails, or other communications from us, you may opt-out by:
(1) Noting your preferences at the time you register your account with the Service
(2) Logging into your account settings and updating your preferences
(3) Contacting us using the contact information provided below
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year.
By accessing the Service, you agree to be bound by our Terms of Service (found here: https://pfinance.ai/terms). You are advised to review the Terms of Service periodically.
If you have questions or comments about this Privacy Policy, please contact us at:
Finance AI, Inc.
2261 Market Street
STE 86343
San Francisco, California 94114
United States
Email: support@pfinance.ai