Finance 101,
finally on the syllabus.

Stronger financial outcomes start with an education that celebrates your unique strengths. FinanceAI supports any learning style and helps build money skills that last far beyond graduation, free for every student currently enrolled in a university.

Join students at the world’s top universities who use FinanceAI

A generation is graduating into a world built on compounding decisions without ever being taught the subject.

Personal finance is the most consequential subject most students never take. Rent, taxes, loans, retirement, credit life-shaping levers, learned by accident. We're rewriting the syllabus.

1 in 4

U.S. states require a stand-alone personal finance course to graduate high school.

not great →

$1.7T

Total outstanding U.S. student debt split across roughly 43 million borrowers.

73%

Of teens say they want more personal finance education before they leave home.

0

Hours of curriculum FinanceAI requires. It teaches by sitting next to you while you live your life.

↑ that's us

Versatile financial tools that enable growth.

As long as you're enrolled, you get the full product. No "lite" version. No paywalls when it gets useful. 

Ask anything

"Is a Roth IRA worth it on a part-time barista salary?" "What does APR actually mean?" "Should I pay down loans or invest?" Get clear, personal answers.

Unlimited chat Tax-aware Plain English

One view of every account

Chase, Venmo, Apple Cash, Robinhood, your loan servicer, your dad's joint card you forgot about all in one place. Read-only by default. Yours, not advertised.

12,000+ institutions Read-only No ads, ever

Agents that do the boring part

Watch your subscriptions, catch overdraft fees, negotiate refunds, snag the best yield on your savings, and remind you when rent's about to clear. You stay in school. They stay on it.

Subscription audit Refund hunter Yield finder

Build credit, on purpose

Understand the score that lenders use before you actually need a loan. We'll explain what's hurting it, what's helping, and the smallest move that bumps it next month.

Real-time score No "credit-builder card" ads

Plan for the first job

Offer letter in hand? FinanceAI translates the benefits packet: 401(k) match, RSUs, HSA, the difference between $90k base and $90k OTE. Make the decision your parents would if they'd seen one before.

Offer decoder Equity math Relocation calc

Goals that compound

"Save $4k for Berlin in June." "Pay $200 extra on Sallie Mae each month." FinanceAI tracks the math, tightens the budget around it, and shows you the curve you're actually on.

Goal tracking Smart envelopes Compound view
Learn

A tutor that walks you through it.

Stuck on a concept? Learn doesn't just hand you the answer. It asks the questions a great tutor would, builds your intuition step by step, and meets you exactly where you are.

  • Socratic, not Wikipedia. Short questions, instant feedback, real understanding.
  • Grounded in your financials. Every example uses your real income, debt, and goals never a textbook stranger.
  • From Student Loan to 401(k). Credit, taxes, rent, investing, salary offers the whole syllabus, anytime.
Lesson · How compound interest works
FinanceAI · Tutor
Quick check first. If you parked $1,000 in an account earning 7% a year, how much would you have after one year?
You
$1,070?
Right. Here's the part that matters: in year 2, you earn 7% on $1,070, not on $1,000. That gap is compounding, and at 30 years it turns your $1,000 into roughly $7,612.
Continue lesson Show me the math Use my numbers instead

Between lectures, on the bus, at 2am the night before rent's due.

Three college students laughing together over a phone at a coffee shop
"I finally get compound interest, and that it's mostly working against me right now."
LENA, JUNIOR · UCLA
University campus
Lecture hall full of students
Student studying with laptop
"FinanceAI caught two streaming subs my roommate already paid for. Nine seconds."
Marcus, sophomore · UT Austin
Graduation hats in the air
Desk with notebook and coffee
"

We don't think financial literacy is something you should have to opt into. It's the operating system of an adult life.

FinanceAI · Founding belief

Bring FinanceAI to your campus.

We work with financial wellness offices, residence life, business schools, and student-run finance clubs to roll FinanceAI out across student bodies at no cost to the institution.

Empower the way your students learn.

A free, opt-in deployment for every undergraduate and graduate student at your institution. Single sign-on with .edu credentials. Co-branded onboarding, optional workshop content, and aggregate (never individual) literacy reporting for your office.

University library

Run a finance club? We've got you.

Free Pro accounts for every member, a chapter dashboard, speaker support, and a small grant for events. We also help launch peer-led financial literacy programming on campus from credit basics to first-offer negotiation.

Students collaborating in lounge

Three steps. Then it's yours, free.

Signup with your .edu email.

We confirm enrollment through SheerID the same trusted verifier Spotify and Apple use for student plans. Takes about 30 seconds. We don't see your student ID or your GPA.

Connect one account to start.

Your main checking or students loans are enough. FinanceAI gets to work immediately categorizing spend, flagging fees, surfacing what's worth paying attention to. 

Use it for the rest of school.

Your account stays free as long as you're enrolled. When you graduate, you keep your data and get six months of FinanceAI Pro on us while you find your feet.

Financial Education that's a grade ahead.

FinanceAI is free for every student currently enrolled in a university. Download and sign up with your university email address.